很多同学在学习托福写作中经常没思路，看见题目就已经蒙了，今天小编给大家带来了托福写作思路从积累托福语料做起,希望能够帮助到大家，下面小编就和大家分享，来欣赏一下吧。

托福写作思路从积累托福语料做起

First，请各位3分钟时间默读下面的文段(以下范文出自KYLE DeNUCCIO 不同颜色的词请重点关注)

①Financial literacy is the ability to use knowledge and skills to make effective and informed money management decisions. Gaining the knowledge and developing the skills to become financially literate is a lifelong process that begins with something as simple as putting a few pennies in a piggy bank, and evolves to more advanced subjects such as risk and asset allocation.

②Because financial literacy is not emphasized in the education system - less than half the states have any financial literacy requirements for grades K-12, and only four states require high school students to take personal finance classes - most kids lack the necessary knowledge and skills to become financially responsible adults. The President's Advisory Council on Financial Literacy wrote in its 2008 Annual Report to the President: "By almost any measure, today's school children are ill-equipped to understand personal finance and make their way in the modern financial world. Their rising debt and debt problems, along with their poor inclination to save, substantiate what the test scores show. Meanwhile, most students still graduate from high school without any formal classroom education in personal finance."

③There is now - especially following the global financial crisis that began in 2008 - a growing interest in requiring more personal finance classes in the K-12 setting. Ben Bernanke, Chairman of the Federal Reserve System has stated that, "One of the key lessons of the recent financial crisis is the importance of personal financial literacy. Besides improving their personal financial decision making, teaching students economic principles will help them as citizens understand and make choices about many of the critical issues confronting our nation."

④Despite this recognition, most things money are still taught at home, where the role of financial educator falls primarily on parents, guardians and other adults in the home. For many adults, however, talking about money is akin to talking about other provocative subjects. Unsure of where to begin and worried about saying the wrong thing, many adults simply avoid conversations about money. This is often made worse by adults' lack of confidence in their own handling of finances. It is important for adults to remember that, even if they are not financial rock stars themselves, they have experience and perspective on their sides, and can draw both from their financial mistakes and successes to share essential knowledge and skills to their children. It starts with a conversation.

⑤In our first guide, Teaching Financial Literacy To Kids, we introduced concepts that are appropriate for the youngest learners, such as the difference between needs and wants.(细节!!) / In part two of the series, Teaching Financial Literacy To Tweens, we covered intermediate topics, including income and expenses, saving for long-term goals and entrepreneurship. / In this tutorial, designed especially for teaching teens, we introduce the more advanced topics suitable for teenagers, including budgeting, credit and debt, money management and investing.(细节!!)(473words)

读完了是不是有一种“好高大上啊” 我写不出来啊，没关系哈来下面BOMB老师帮你“庖丁解牛” 请动笔“记” 光看没用，快拿笔!

1.Financial literacy ：翻译成中文的话就类似“理财的能力”

e.g.：Financial literacy is the ability to use knowledge and skills to make effective money management decisions, so children are obliged to get informed about.

理财是一种使用知识和技能的能力去做出高效的金钱管理决定，所以孩子务必要去了解。

literate：有文化的，会读写的

illiterate：文盲的

2.informed decisions： 明智的决定 类似表达比如 smart move/sound decision

e.g.：School authorities might make an informed decision to put in a vast majority of money to hire famous teachers after researching hundreds of students’s needs.

校方在调查了百名学生的需求后做出个明智的决定，就是去投入大量的资金雇佣教师。

3.lifelong process：一辈子的事儿

e.g.： Marriage is a lifelong process that we have to think twice to make an informed decision.

婚姻是个一辈子的事儿，我们要认真考虑以便做出个明智的决定。

4.putting a few pennies in a piggy bank：把零钱装进存钱罐

“piggy bank”表示零钱罐，penny 一便士

5.asset allocation ：资产分配

e.g.：Confronting financial crisis, government has to implement a proper asset allocation policy to avoid repeat financial depression.

面临资产危机的时候，政府必须要实施合适的资产分配政策来防止周而复始的经济萧条。

6.be emphasized in: 被重视

e.g.：The mindset of "problem-solving" and “thinking-critically “ should be emphasized in the construction of teenagers teaching curricular.

“解决问题”和“批判性思考”的思维应该在青少年教学课程建设中被强强调。

7.require sb to do：要求某人做某事(一般与学生搭配在一起使用更佳)

e.g.：School should require students to attend to some extracurricular activities to strengthen their social abilities.

学校应该要求学生参加一些课外活动去加强他们的社交能力。

8.financially responsible adults：经济上有责任感的成年人

e.g.：In order to become financially responsible adults, children are supposed to engage in different finance-related activities to acquire more practical skills on issues of money autonomy.

为了成为经济上独立的成年人，孩子应该参与不同的与经济有关的活动去获得更多的实用的技能在金钱自理的问题上。

9.be ill-equipped to：表示”做某事没有准备好“ ”缺乏某种能力“

e.g.：Parents are ill-equipped to understand their children and put in less faith in them such as restricting their money spent on entertainment; limiting their time spent on watching TV, and even prohibiting their freedom to choose majors.

父母未能很好的理解孩子并且对孩子有很少的信任，比如限制他们花在娱乐上的钱,限制他们花在看电视上的时间,甚至禁止他们选择专业的自由。

10.have poor inclination to ：表示有做不好的事情的不良倾向

e.g.：Children, especially for those rebellious adolescents, tend to have poor inclination to crime, so they should be guided in a right way by their parents.

孩子,特别是那些叛逆的青少年,往往有犯罪的倾向,所以他们应该被他们的父母用正确的方法引导。

11.show a growing interest in：表示在某方面展现兴趣

e.g.：Talent kids tend to show a growing interest in tackling difficult problems.

有天赋的孩子往往在解决难题上有很多的兴趣。

12.fall primarily on：主要属于某人/主要落在谁身上

e.g.：To address environmental problems, the duties will fall primarily on three aspects : governments ;individuals and small businesses.

为了解决环境问题,责任将主要在三个方面:政府、个人和小企业。

13.is akin to: 与某事某物相似

e.g.： Friendship is akin to love.

爱人者，人恒爱之。

14.provocative subjects：刺激的话题/争议的话题

e.g.：How to achieve a sense of happiness has long been the provocative subjects which are often discussed among scholars.

如何拥有幸福感一直是一个有争议的并被学者讨论的话题。

15.on one’s sides：就某人而言/支持某人/站在某人那边

e.g.：On my side, finance-related issues should be emphasized in the education of kids.

在我看来，与金钱有关的问题应该在小孩的教育中被重视。

16.share essential knowledge and skills to ：分享重要的知识技能给某人

e.g.：Teachers should share essential knowledge and skills to teenagers who are eager to learn and improve their abilities.

托福写作热点话题解析:与孩子分享

Which one of the following values is the most significant to share with a young kid (5-10 years old)?

A being helpful

B being honest

C being well organized

拿到这道题目以后同学们会选择哪个选项呢?

下面我们来分析一下这道题目：

这道题目为一道“三选一”类题型，在回答这种题型的时候考生们可以不用写最令人头疼的让步段。刨除开头和结尾段，主体段的写作可以围绕着所选选项的优势和不选择的选项的弊端进行展开。针对于这道题做题比较多的同学会根据“题感”选择A和C 这两个选项，此时选择C选项的同学表示不服。吼吼~ 同学们先不要着急，因为我们今天要讲的分论点构思方法可以适用于这三个选项。

在审阅这道题目时，同学们应该首当其冲看到一些关键词“5-10 years old”。当题目当中出现一些表示特定时间段的词汇时，建议同学们使用“换时间点”法。所谓的换时间点法就是将文章主体段按照时间节点划分为两段。一段立足于当下，一段立足于未来。

例如：A选项所提到的helpful就可以用这种方法进行写作。第一段针对当下时间段的主题句可以写为：小孩子在5-10 岁之间养成乐于助人的品质可以使孩子们在班里结交到更多的朋友。第二段针对未来时间段的主题句可以写为：孩子小的时候养成乐于助人的习惯在未来会成为一个有责任感的人。同时B和C 选项也可以使用这样的方法进行论证。现在这篇文章看起来是不是更容易展开了呢?

同样的题型还有：

Do you agree or disagree with the following statement?

In order to become financially responsible adults, children should learn to manage their own money at young age. Use specific reason and examples to support your answer.

在分析这道题目的时候我们要看到一个关键词“at young age”。这道题目所问的“为了使孩子成长为一个对自身经济状况负责任的年轻人，应该在孩子小的时候就让孩子学习理财。”如果这道题目没有了关键词“at young age”，题意就会变为“为了使孩子成为对自己经济状况负责的年轻人，应该让孩子们学习理财”，同时这道题目就失去了可讨论性，既然是一中贯穿终生的能力当然应该学习。

所以，通过上述分析，我们不难发现，这道题目讨论的重点在“at young age”上面。因为孩子年纪小，因此有些人会分析道：1由于孩子年龄小手头没有太多金钱，即使学习了理财也没有意义 2 小孩子的主业是学习，学习理财会浪费本应该用在学习上的时间。与之相反，当思考到“应该让孩子从小学习理财”这个论点的时候，同学们会出现词穷的现象，多数同学只能想到“由于理财是一个贯穿终生的技能，因此应该从小学习”。此时，推荐同学们使用“换时间点”法。首段我们可以去分析一下小时候学习理财对孩子小时候就产生的立竿见影的好处。比如：在孩子小的时候学习理财就可以帮助孩子们养成不乱花钱的习惯。第二段去分析一下小时候学习理财对孩子长大后产生的好处。比如: 年少时就学习过理财的孩子比起那些长大后才学会理财的孩子要拥有更丰富的理财经验，可以避免重大投资理财失败等等。

因此，综上所述，当同学们在题目当中看到有表示特殊时间点的关键词时，推荐大家使用“换时间点”法。希望这个方法可以帮助同学们更顺利地完成独立写作。

托福写作解析：托福写作考什么

当你在外留学时，你需要清晰并有组织地回答关于写作部分的问题。今天，我们将对考试的写作部分进行更进一步的研究，你将在一个学术环境下进行一场英语写作测试。

写作部分概述

时限：50 分钟

问题：2 个任务

任务：在阅读与听力任务的基础上写出文章;并在写作中表述你支持的观点。

写作部分由两个任务组成：综合写作与独立写作。让我们简单地了解下各个任务：

综合写作任务

综合写作任务包括阅读、听力与写作。你将阅读一篇关于学术性话题的短文，然后在听力部分你将听到一名演讲者从不同的观点讨论同样的主题。最后，你需要用英文对听力材料中的要点写下总结，文章需体现它们是如何与阅读材料中的要点相关联。

独立写作任务

独立写作任务测试你依据自身的经历与知识写作的能力。你需要完成一篇写作，就某个议题阐述与支持你的观点。这里的关键是要以具体细节来支持你的观点或选择。文章字数达到 300 字左右才为有效。

我们希望这能帮助你更好的了解写作部分。请别忘了查阅随后的博文，我将在其中详细说明具体的写作问题。

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