学习英语中词汇是一个基本的入门，随着不同的人群，需要学习词汇也是不同的，那么关于商务人员需要具备的哪些词汇呢 ?以下是小编给大家整理的商务英语1000必备单词 Unit 2 Consumer Finance消费金融，希望可以帮到大家

Unit 2 Consumer Finance

第二单元 消费金融

balance transfer

Katherine made a balance transfer from her old credit card to her new one.

余额代偿

凯萨琳申办新卡代偿旧卡。

cancel

What happens if I want to cancel my card?

停(卡)

如果我想停卡该怎么办?

cash card

What do I need in order to apply for a cash card?

现金卡

申办现金卡我需要准备些什么?

collateral

Without collateral, Mr. Thomas wasn't able to get a loan.

抵押品;担保品

由于没担保品，汤玛斯先生的贷款办不下来。

credit card

I need to report a stolen credit card.

信用卡

我要报信用卡失窃。

credit limit

Beware of outrageous credit limits, which may lead to uncontrollable spending.

信用额度

要小心信用额度别定得太高，这可能会导致花费无度。

credit rating

Bob's poor repayment history has really hurt his credit rating.

信用评等

巴柏不良的还款记录对他的信用评等造成很大的伤害。

debit card

You can use this debit card almost anywhere in the world.

签帐卡

这张签帐卡你几乎全世界任何地方都可使用。

debt consolidation

Before you consider debt consolidation, closely examine the proposal.

负债整合

在考虑负债整合之前，要仔细检查其还款方案。

default

The company is in default on its loan agreement.

违约

该公司违反其贷款合约。

freeze

The bank froze my credit card account after I reported it stolen.

冻结(帐户)

在我报失信用卡后，银行冻结了我的信用卡户头。

installment

Penny will pay off her student loans in 60 installments.

分期付款

潘妮将分六十期偿还她的助学贷款。

loan

I confirm that I have read and understood the terms and conditions of the loan agreement.

贷款

我确认已阅读并了解这份贷款协议的条件与规定。

minimum finance charge

Some credit cards have a minimum finance charge.

每月最低应缴金额

有些信用卡有每月最低应缴金额的限制。

mortgage

Rick has a twenty-year mortgage.

房贷;抵押借款

瑞克要缴二十年的房贷。

outstanding

Our records show you have an outstanding balance of $6,000.

未清偿的;未付清的

我们资料显示您有一笔六千元的款项未付。

refinance

When deciding whether or not to refinance, there are many factors to consider.

重新贷款

在决定是否重新贷款时，有许多因素要考虑。

statement

The fee for issuing a replacement card will be charged to your next statement.

账单明细

信用卡补发费用将并入您下个月的账单明细。